See footnote 1 for investment growth assumptions. four. The earnings replacement price is The share of preretirement money that somebody ought to target replacing in retirement. The income substitution targets are dependant on Client Expenditure Study (BLS), Stats of Revenue Tax Stat, IRS tax brackets, and Social Safety Benefit Calculators. https://physicalgoldownership84937.59bloggers.com/36744547/how-safe-haven-assets-can-save-you-time-stress-and-money