Dealing with constant phone calls from Associated Recovery Systems can be stressful and overwhelming, but you have rights. The FDCPA protects consumers from harassment, including repeated or excessive calls designed to intimidate you into paying. Debt collectors are also forbidden from making false threats of arrest, wage garnishment, or lawsuits they cannot legally pursue. Within fiv... https://protectionforconsumers.com/stop-associated-recovery-systems-phone-harassment/